.legal-root{--color-navy:#1B4372;--color-navy-dk:#122F54;--color-navy-lt:#2A5FA0;--color-teal:#1D8A80;--color-teal-lt:#3AB0A5;--cream:#FDFAF4;--sand:#F5EFE0;--sand-dark:#D9CCAF;--ink:#1E1E1E;--ink-mid:#3D3D3D;--ink-lt:#6B6B6B;--ff-d:"Barlow Condensed",sans-serif;--ff-b:"Barlow",sans-serif;--r-md:8px;--max:860px;font-family:var(--ff-b);font-size:16px;line-height:1.7;color:var(--ink-mid);background:var(--cream);-webkit-font-smoothing:antialiased;min-height:100vh;display:flex;flex-direction:column}.legal-root *,.legal-root :after,.legal-root :before{box-sizing:border-box}.legal-root h1,.legal-root h2,.legal-root h3{font-family:var(--ff-d);color:var(--color-navy);letter-spacing:.01em}.legal-nav{background:var(--color-navy);padding:14px 24px;display:flex;justify-content:space-between;position:sticky;top:0;z-index:50;box-shadow:0 1px 8px rgba(30,20,10,.1)}.legal-nav,.legal-nav a{color:#fff;align-items:center}.legal-nav a{text-decoration:none;display:inline-flex;gap:6px;font-weight:500;font-size:15px}.legal-nav .nav-brand{font-family:var(--ff-d);font-weight:700;font-size:18px;letter-spacing:.02em;text-transform:uppercase}.legal-nav .nav-back:hover{color:var(--color-teal-lt)}.legal-hero{background:linear-gradient(135deg,var(--color-navy) 0,var(--color-navy-lt) 100%);color:#fff;padding:64px 24px 56px;text-align:center}.legal-hero .hero-eyebrow{font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--color-teal-lt);margin-bottom:12px;font-weight:600}.legal-hero h1{font-size:clamp(36px,5vw,56px);font-weight:800;color:#fff;margin:0 0 16px;text-transform:uppercase;letter-spacing:.02em}.legal-hero .hero-meta{font-size:14px;color:rgba(255,255,255,.78)}.legal-content{max-width:var(--max);margin:0 auto;padding:48px 24px 64px;flex:1;width:100%}.legal-content>*+*{margin-top:16px}.legal-content h2{font-size:24px;font-weight:700;color:var(--color-navy);margin:36px 0 16px;padding-bottom:8px;border-bottom:2px solid var(--sand-dark)}.legal-content h3{font-size:19px;font-weight:600;color:var(--color-navy-lt);margin:24px 0 12px}.legal-content p{margin:0 0 14px}.legal-content a{color:var(--color-teal);text-decoration:underline;text-underline-offset:2px}.legal-content a:hover{color:var(--color-teal-lt)}.legal-content ol,.legal-content ul{margin:0 0 16px;padding-left:24px}.legal-content li{margin-bottom:8px}.legal-content strong{color:var(--color-navy)}.legal-content table{width:100%;border-collapse:collapse;margin:16px 0 24px;font-size:15px;background:#fff;border-radius:var(--r-md);overflow:hidden;box-shadow:0 2px 12px rgba(30,20,10,.06)}.legal-content td,.legal-content th{padding:12px 16px;text-align:left;border-bottom:1px solid var(--sand-dark);vertical-align:top}.legal-content thead th{background:var(--color-navy);color:#fff;font-family:var(--ff-d);font-weight:600;font-size:14px;letter-spacing:.04em;text-transform:uppercase}.legal-content tbody tr:nth-child(2n) td{background:var(--sand)}.legal-content blockquote{background:var(--sand);border-left:4px solid var(--color-teal);border-radius:0 var(--r-md) var(--r-md) 0;padding:16px 20px;margin:20px 0;font-size:15px}.legal-content blockquote p{margin:0 0 8px}.legal-content blockquote p:last-child{margin-bottom:0}.legal-content blockquote strong{color:var(--color-navy)}.legal-footer{background:var(--color-navy-dk);color:rgba(255,255,255,.65);padding:32px 24px;text-align:center;font-size:14px}.legal-footer a{color:var(--color-teal-lt);text-decoration:none}.legal-footer a:hover{text-decoration:underline}.legal-footer .footer-links{display:flex;justify-content:center;gap:24px;margin-bottom:12px;flex-wrap:wrap}